Questions & Answers
Everything you asked before buying
The questions buyers actually ask us, answered plainly. Where a figure depends on your particular purchase, we say so rather than guess — and our team will give you the exact number in writing.
Buying a home
How do I buy a home at Palm Courts?
There are four steps. First, book a site visit so you can walk the estate and see a villa. Second, choose your unit — 16 of the 35 in Phase 12 are still available. Third, pay the reservation of KSh 500,000, which holds that specific unit for you. Fourth, pay the booking fee of 30% of the purchase price and settle the balance by instalments or a bank mortgage. Our team guides you through each step — call or WhatsApp +254 713 133 199.
Can I visit the site before I commit to anything?
Yes, and we'd encourage it. We are on site 6am to 6pm, every day, Sunday to Sunday, and walk-ins are welcome at any time of day — no appointment needed — Saturdays and Sundays included. Viewings are free and there is no obligation. Booking a slot on this site just means someone is expecting you.
Do I need an appointment, or can I just turn up?
Just turn up if that is easier — walk-ins are welcome at any time of day — no appointment needed, any day we are open (6am to 6pm). The slots you can book on this site run 9am to 4pm, which are the hours most buyers can keep. Booking only means the right person is free and the show unit is open when you arrive.
Can my advocate review the documents before I pay?
Yes. You are welcome to have your own advocate review the sale agreement and title documents before you part with any money, and we'd expect any serious buyer to do exactly that.
Do you sell to Kenyans living abroad?
Yes. Diaspora buyers are welcome, and the whole process can be handled remotely — viewings by video call, documents by email, and payment by bank transfer. WhatsApp +254 713 133 199 and the team will set out the steps for your country.
What happens to my reservation if I change my mind?
The terms that apply to your reservation are set out in the reservation form you sign, so ask our team to take you through them before you pay. They'll give you the exact terms in writing.
Price, payment and mortgages
How much does a villa cost?
Phase 12 villas are priced from KSh 28.5M. Each is a 5-bedroom all-ensuite maisonette with a 330 sqm plinth on a 50 x 100 ft plot.
What is the reservation fee?
KSh 500,000. It takes your chosen unit off the market and holds it in your name while the paperwork is completed.
What is the booking fee?
30% of the purchase price, payable after the reservation. The balance is then settled by instalments or through a bank mortgage.
What payment plans do you offer?
KSh 500,000 reservation, then a 30% booking fee, then instalments on the balance, or a bank mortgage. Instalment schedules are agreed with you in writing before you commit.
Do you work with banks and SACCOs?
Bank mortgages are accepted. Our team can point you to lenders who have financed buyers here before, and provide whatever documents your bank or SACCO asks for. Use the mortgage calculator on this page to get a rough idea of the monthly repayment, then confirm the real figures with your lender.
Costs beyond the purchase price
Are there any hidden costs?
No hidden ones, but there are costs beyond the purchase price and you should know them up front. The ongoing one is the service charge of KSh 5,000 per month, which covers the shared parts of the estate. There are also one-off legal and statutory costs on any property purchase in Kenya, such as your advocate's fees and stamp duty. Ask our team for the exact figures for your purchase — they'll give them to you in writing rather than an estimate.
What does the service charge cover?
The service charge is KSh 5,000 per month per villa. It covers the upkeep of the shared areas and services in the estate. Our team can give you the current breakdown of what it pays for.
The homes
What exactly do I get?
A 5-bedroom all-ensuite maisonette — every bedroom with its own bathroom — with a 330 sqm plinth on a 50 x 100 ft plot, and two kitchens — a wet kitchen and a dry kitchen.
Why two kitchens?
A dry kitchen for everyday cooking and entertaining, and a separate wet kitchen for the heavy cooking that fills a house with smoke and smell. It keeps the main kitchen presentable when you have guests — which is why most buyers here ask for it.
What amenities are in the estate?
Swimming pool, Gym, Clubhouse, Jogging track, Tennis court, Basketball court, Children's play area, Perimeter wall with electric fence, Borehole water, CCTV.
How many units are left?
16 of the 35 villas in Phase 12 are still available; 19 have sold. Availability changes, so check with our team before you set your heart on a particular unit.
Location
Where exactly is Palm Courts?
Ruiru, Kiambu County, near Spur Mall, off Thika Superhighway. The Plus Code is VX57+QW Ruiru, and there is an interactive map on the home page. Our team will send you a pin and directions on WhatsApp.
Which schools are nearby?
Families here use Crawford International School, Tatu City, Nova Pioneer, Tatu City, Sayari Schools, Ruiru, Brookhouse School, Runda, Thika Road Academy, Kahawa Sukari, Ruiru High School, Zetech University, Ruiru, Kenyatta University, Thika Road, among others. For the drive from the estate gate to a particular school, ask our team — they'll give you the real journey rather than an estimate off a map.
How long does it take to get to Nairobi?
It depends entirely on the time of day, and we'd rather not quote a number we haven't measured. Our team drives it daily and will tell you honestly what to expect at the hours that matter to you.
Buying to let
What rental income can these villas earn?
Villas here let from KSh 200,000 per month. What any individual villa achieves depends on its finish, furnishing and the market at the time, so treat that as a guide rather than a promise.
Do you guarantee a return or a yield?
No. Any developer who guarantees you a yield is telling you something they cannot know. We'll give you the rents being achieved and let you do your own maths.
An estimate of the monthly repayment, using your own figures. Replace the interest rate with the one your bank or SACCO has quoted you.
Estimated monthly repayment
Ksh 248,082
- Deposit
- Ksh 8,550,000
- Amount borrowed
- Ksh 19,950,000
- Total interest
- Ksh 39,589,776
- Total repaid
- Ksh 59,539,776
This is an illustration, not an offer of finance or a promise of rent. Banks add their own fees, insurance and valuation costs, and rates in Kenya are usually variable. Confirm the figures with your lender.
Still have a question?
Ask Alma on the home page, or speak to a person — whichever you prefer. Our team answers on WhatsApp at +254 713 133 199, usually within the hour.